Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.